Loan Against Equity Mutual Funds: Everything You Need to Know

Wiki Article

A Loan Against Mutual Funds (LAMF) provides an excellent way to raise funds while keeping your investments intact. Instead of selling your mutual fund units, you can pledge them as collateral and get a loan at lower interest rates than personal loans. This ensures your portfolio continues to grow while you meet urgent financial needs such as medical expenses, business expansion, or education. Many banks and NBFCs offer easy online applications, quick approvals, and minimal paperwork, making the process seamless. You only pay interest on the amount utilized, making it a cost-effective borrowing solution. Unlike selling investments, which may attract capital gains tax and disrupt long-term financial planning, LAMF keeps your financial future secure. With flexible repayment options and attractive interest rates, this loan is a smart way to manage short-term liquidity needs. Apply for a Loan Against Mutual Funds today and enjoy hassle-free financial flexibility.